Restaurants and Bars 4/20/21The State of Illinois developed a business toolkit complete with signage, posters, and other resources to ensure business and activities are conducted in accordance with the latest public health recommendations. To access this toolkit, click here.With Regions 8 and 10 in Elgin in Phase 4 of the Restore Illinois plan, restaurants and bars may continue offering curbside take-out and delivery sales of alcohol, operate City-approved temporary outdoor seating areas and continue the temporary sales and delivery of "to go" mixed drinks/cocktails.
Those interested in creating an outdoor seating area should view the Quick Guide and FAQs at cityofelgin.org/outdoorseating to determine what is necessary for their business to create a space while complying with state guidelines and providing the City with necessary documents.
Many restaurants and their current service offerings are already listed on the City of Elgin’s Resource Mapping Hub, where residents can go for updated and accurate information. Businesses are encouraged to update their service offerings on the City of Elgin’s Resource Mapping Hub by completing the form here. If a business is not yet listed on the resource mapping hub, it can be added by completing the signup form here.
Vaccine Eligibility to All Residents 16+ on April 12
Elgin Vaccination Site:
Elgin’s Eastside Recreational Center
1080 East Chicago Street
Elgin, IL 60120
The site will offer free COVID-19 vaccines to all eligible Illinoisans. As of April 12, all individuals above the age of 16 will be eligible to receive the vaccine. For vaccinations administered at the new Elgin location, registration is required, residents can get appointments by going to www.kanevax.org or by calling 855-4-KaneVax.
News Releases, General Information & Announcements
Administration Announces a Bridge Phase between Phase 4 and 5 of Restore Illinois Plan to allow for Faster Reopening of Economy
Administration Announces a Bridge Phase between Phase 4 and 5 of Restore Illinois Plan to allow for Faster Reopening of Economy
Illinois Now Averaging 100,000 Vaccine Administrations Per Day
CHICAGO— Governor Pritzker and Illinois Department of Public Health (IDPH) Director Dr. Ngozi Ezike today announced a metrics-based, vaccination-informed framework for Illinois to advance to Phase 5 of the state’s Restore Illinois Plan, our new normal. In recognition of an increasing national vaccine supply and the state now averaging 100,000 vaccine administrations per day, Governor Pritzker also announced that all Illinois residents age 16+ will be eligible for the COVID-19 vaccine starting April 12th, with additional announcements to come about populations who will be made eligible prior to universal eligibility.
Currently, every region of the state is in Phase 4 of the five-phase Restore Illinois mitigation plan, with Phase 5 comprising a post-pandemic normalcy as detailed here. The newly announced metrics offer Illinois a bridge between the state’s current Phase 4 restrictions and the “new normal” operations of Phase 5. This “Bridge Phase” will serve as a transition period with higher capacity limits and increased business operations, without prematurely embracing a reckless reopening before the majority of Illinoisans have been vaccinated. All regions of the state will move through the Bridge Phase and ultimately to Phase 5, together. The state’s mask mandate will continue in accordance with current CDC guidance.
“COVID-19 has not gone away, but the light we can see at the end of the tunnel is getting brighter and brighter as more people get vaccinated,” said Governor JB Pritzker. “It’s time to begin to cautiously move toward normalcy, and it’s imperative that we do so in a way that maintains all the progress we’ve made to date. With projections from the Biden Administration indicating that weekly vaccine deliveries to Illinois will surpass one million doses in April, it is fully in our power to turn the page on this dark and devastating chapter even as we race a tough clock: the new variants. I invite all Illinoisans to join me in wearing your mask and getting vaccinated when it’s your turn. Step by step, we can get out of this the same we came into it – together.”
“We want and need to move forward, but we must be measured and cautious in the approach,” said IDPH Director Dr. Ngozi Ezike. “Rather than flipping a switch and saying we’re now in Phase 5, we’re looking at it more like a dial – dialing back some of the capacity restrictions that helped reduce transmission, and ultimately the number of new cases, hospitalizations, and deaths. We don’t want to move too quickly and risk a significant reversal of our progress.”
"We are proud to have worked alongside IDPH and our industry partners to craft guidelines that will allow a safe return for some of the biggest economic drivers in our state," said Sylvia Garcia, Acting Director of the Department of Commerce and Economic Opportunity (DCEO). “This measured approach to reopening under Governor Pritzker's Restore Illinois plan will help support a sustained economic recovery for our businesses and communities.”
METRICS AND GUIDELINES
As Illinois moves towards our new normal, the administration is outlining clear metrics that will allow the state to continue progressing in the battle against COVID-19 without sacrificing the gains made over the last twelve months.
The bridge to Phase 5 allows for higher capacity limits at places like museums, zoos and spectator events as well as increased business operations. As with all mitigations the administration has implemented to combat the virus to date, the Bridge Phase is based on science and was developed by health experts.
To advance into the Bridge Phase, the entire state must reach a 70% first dose vaccination rate for residents 65 and over, maintain a 20% or lower ICU bed availability rate and hold steady on COVID-19 and COVID-like illness hospital admissions, mortality rate, and case rate over a 28-day monitoring period. To advance to Phase 5, the state must reach a 50% vaccination rate for residents age 16 and over and meet the same metrics and rates required to enter the transition phase, over an additional 28-day period.
To prevent a large increase in new COVID-19 cases, Illinois will revert back to an earlier phase if over the course of 10 days the state experiences an increasing trend in COVID-19 and COVID-like illness hospital admissions, a decrease in ICU bed availability, an increase in the mortality rate, and an increasing case rate.
In an update to current Phase 4 mitigations and the capacity limits of the bridge to Phase 5, individuals with proof of full vaccination or a negative COVID-19 test (PCR) 1-3 days prior to an event or outing do not count against capacity limits. The mitigation plan announced today also includes additional adjustments to current Phase 4 mitigations, made in coordination with business leaders and health experts, to ensure mitigations reflect the latest science and are consistent across industries.
As regulations are rolled back gradually in the weeks ahead, Illinoisans should continue practicing the public health guidelines that have kept us safe during the pandemic, including wearing face coverings and maintaining social distance.
“Today’s announcement provides what retailers across Illinois have been seeking: a clear path forward to a full re-opening that will help stem the devastation the pandemic has inflicted on the industry. This will also help bring some financial stability to state and local governments that rely on the vital revenue stream retail generates. With the expanding availability of vaccines – including those offered at hundreds of retail pharmacy locations across Illinois – we are hopeful the pathway toward a full re-opening will be a short one,” said Rob Karr, President and CEO, Illinois Retail Merchants Association.
“The plan outlined by Governor Pritzker is a step in the right direction, and we appreciate him understanding the need for a roadmap to allow hotels and convention centers to hold larger meetings and events,” said Michael Jacobson, President and CEO, Illinois Hotel & Lodging Association. “This underscores the importance of providing clarity to event planners, supports our shared goal of getting people back to work safely, and illustrates why the Governor’s announcement reflects his desire to serve as the chief marketing officer for the state.”
“While we still have a long way to go, today’s announcement is an important step towards recovery,” said Sam Toia, President and CEO, Illinois Restaurant Association. "We have urged Governor Pritzker to set a path to allow for expanded events with extensive safety measures in place, and this pragmatic approach to loosening restrictions will greatly enhance business opportunities for restaurants, event companies, conventions, and culinary tourism — all of which are critical to Illinois’ economic engine.”
COVID-19 VACCINE AVAILABILITY
Since the COVID-19 vaccine was first made available in Illinois last December, the state has administered over 4.3 million doses. Through partnerships with local health departments, pharmacies, community health centers and other care providers, the state is currently administering an average of 100,000 vaccines each day. So far, the state has administered the COVID-19 vaccine to more than 1 in 4 Illinois adults over the age of 16, including over 58% of Illinoisans ages 65 and over.
Since coming into office two months ago, the Biden Administration has taken the weekly vaccine distribution to states from 8.6 million when it came into office to over 16 million this week. Back in December, the first shipment that came into Illinois was about 109,000 doses. This week, including the federal government’s allocations for pharmacy partners, community health centers, the United Center and the City of Chicago, more than 800,000 doses were delivered to Illinois. Based on current projections, the state expects that number to surpass one million doses a week in April.
Thanks to an increased allocation of vaccine doses from the federal government, all Illinois residents will be eligible to receive the vaccine beginning April 12th. At that date, all state-supported mass vaccination sites, local health departments, pharmacy partners – in short, every jurisdiction that receives vaccine from the State of Illinois’ allocation – will be instructed to move to widespread eligibility.
Currently, all vaccines are administered by appointment only. While vaccine eligibility is expanding on April 12th, making an appointment to receive a shot may take time. Information regarding vaccination locations as well as details on how to book an appointment to receive the vaccine can be found at the state’s COVID website, coronavirus.illinois.gov. Residents who don’t have access to or need assistance navigating online services can call the toll-free IDPH hotline at 833-621-1284 to book an appointment. The hotline is open 7 days a week from 6am to midnight with agents available in English and Spanish.
Illinoisans who are not currently eligible to receive the vaccine cannot schedule an appointment for a future date. Residents are encouraged to be patient in the days and weeks following April 12th as vaccination appointments may be limited.
To date, the FDA has authorized the Pfizer/BioNTech COVID-19 vaccine for use in 16- and 17-year-olds as well as adults. The Johnson & Johnson and Moderna COVID-19 vaccines are currently FDA authorized for use in those 18 and older.
American Rescue Plan Act's Small Business Assistance & Support 3/9/21
The American Rescue Plan Act provides additional relief for the nation’s small businesses and hard-hit industries for programs the SBA is currently administering and adds new efforts, including:
- 7.25 billion additional for the Paycheck Protection Program, including to expand eligibility to additional nonprofits and digital news services
- Additional funds are allocated for the Shuttered Venue Operators Grant program, and now allows businesses to apply for both a PPP loan after Dec. 27, 2020, and the SVOG
- $15 billion additional for Targeted Economic Injury Disaster Loan Advance (EIDL) payments, including NEW $5 billion for Supplemental Targeted EIDL Advance payments for those hardest hit
- NEW: $28.6 billion for the Restaurant Revitalization Fund for industry-focused grants
- NEW: $100 million to establish a Community Navigator pilot program; grants will go to eligible organizations supporting efforts to improve access to COVID–19 pandemic assistance programs and resources.
SBA’s current relief efforts can be found at www.sba.gov/coronavirusrelief, and more details about these program updates and new efforts the SBA will administer in the coming weeks.
ComEd's Small Business Assistance Program 12/16/20
As of December 16, 2020, ComEd is accepting applications for assistance that would be applied to a business’ bill in 2021 if they meet all qualifications.
The Small Business Assistance Program provides eligible small business customers, with a one-time grant up to $2,000 towards a past due balance. Eligible customers may also place a remaining balance into a payment plan of up to six months. To apply for the Small Business Assistance Program, please call 1-877-426-6331
Illinois Department of Labor - Back to Business Illinois - Covid Workplace Safety Assistance
Illinois Department of Labor Back to Business Illinois
Back to Business Illinois, a free, voluntary service to connect small businesses of 250 employees or fewer with consultants who will help them evaluate and address workplace safety and health issues related to COVID-19. The consultants will create a plan for small businesses that promotes a safe, healthy and productive environment for workers and customers. For more information on the Back to Business Illinois program, visit the official website at: www.illinois.gov/worksafe
Illinois Small Business Development Center at ECC and Harper College - Coronavirus Relief Options & Assistance
Grants, Loans, Financial Resources & Assistance
1-29-21 Wintrust: Need Help With Your Small Business PPP Loan?
We are very pleased to help you with your Paycheck Protection Program (PPP) loan. We understand that for many small business owners, including those in the hardest hit communities, that all of the different guidelines and processes from the U.S. Small Business Administration can be very confusing and hard to keep up with over time.
Since January 11 when we began accepting applications for this latest round of PPP loans, we have received many smart questions from our small business clients who are trying to apply for a loan. Generally speaking, the issues they have fall into two categories – a need for access to a computer or a need for greater assistance or more information on this complicated process. We are committed to helping you through this process if your organization qualifies for a loan.
Please note that this additional assistance should not be construed as financial, accounting or legal advice. In making your decision to apply for this latest round of PPP, please consult with your legal, tax, accounting, or financial advisors, as necessary.
One of the great benefits of being a community bank is we have branches close by that can be utilized to help our clients with whatever they need. In this case, we have set aside space for a PPP Center in certain branches in communities where we have received most of our requests for additional support. A list of PPP Center locations and the hours is below. Please note that in some cases the open hours of the PPP Center are different from the hours of the branches.
As part of this service to our clients, we will have dedicated bankers in each PPP Center during the open hours to answer questions that could arise as clients fill out the application via our online portal.
Wintrust PPP Resource Centers
Available Monday, Tuesday, Thursday and Friday from 9 AM – 11 AM and Wednesdays 3 PM – 6 PM
Wintrust Bank 1800 Blue Island Ave. Chicago IL
Beverly Bank & Trust 10258 S. Western Ave. Chicago IL
Hanover Park Community Bank 6800 Barrington Rd. Hanover Park IL
Waukegan Community Bank 2634 Grand Ave. Waukegan IL
Elgin State Bank 50 Tyler Creek Plaza Elgin IL
Markham Bank & Trust 3120 W. 159th St. Markham IL
Proviso Community Bank 1111 Madison St. Maywood IL
Town Bank 140 South 1st St. Milwaukee WI
Prior to coming to a PPP Center at a branch location, clients should complete the following steps to the best of their ability and bring the following information:
In order to access our online portal, commercial clients will need their organization’s Tax ID number, the Social Security Number of the authorized signer, and the account number of a corresponding business deposit/checking account or business loan at Wintrust. Likewise, Individual clients will need a Tax ID number or their Social Security Number and an account number for either a personal checking or savings account in their name at Wintrust.
- Company Legal Name
- Company Address
- 2019 Revenue
- Number of Employees (including number of employees as of February 2020)
- Estimated Monthly Payroll
- Date business was established
Greater Assistance or More Information
The Department of Treasury and the SBA have dedicated pages to the PPP program. We hope many answers to your questions can be found there.
PPP guidelines and updates from Department of the Treasury and SBA can be found here.
In addition, the U.S. Small Business Administration has developed a one-page eligibility summary for first-time borrowers (click here) and for second-time borrowers (click here).
In addition to the government resources above, we have created a video with important information on the application process including borrower qualification standards, loan application necessities and documentation details.
If you qualify as either a first-time borrower or second-time borrower, you will need to compile the following information to make your loan application to the SBA:
First-time PPP loans:
Updated PPP loan application for first-time borrowers (click here).
Payroll information or tax information depending on your entity type.
Payroll statement from either 2019 or 2020. If a 2020 statement is provided, it must include February 15, 2020 to establish that your organization was open on that date. If a 2019 statement is provided, separately provide a payroll statement or similar documentation establishing that you were in operation on February 15, 2020. Documentation could include payroll accounting records, quarterly payroll tax filings, annual tax forms (Schedules C or F), bank records, or income and expenses for self-employed individuals.
Second draw PPP loans:
New PPP loan application for second-time borrowers (click here).
Evidence of revenue reduction per the PPP rules for loan requests greater than $150,000. Please note that for loan requests less than or equal to $150,000, borrowers do not need to provide documentation of their revenue reduction.
As with First Draw PPP applications, you will also need to provide applicable payroll and tax documentation.
Should you have additional questions, we urge you to visit one of our PPP Center locations or call your banker. If you are a first-time borrower, you can reach one of our small business bankers here.
1-11-21 US Small Business Administration: Paycheck Protection Program Re-opening
Pay Check Program Applications Now Available
The Paycheck Protection Program has re-opened for PPP borrowers who are now eligible to apply for a Second Draw PPP Loan. The SBA has released new applications for First Draw and Second Draw for the Paycheck Protection Program.
First Draw Application - https://www.sba.gov/document/sba-form--paycheck-protection-program-borrower-application-form
Second Draw Application - https://www.sba.gov/document/sba-form-2483-sd-ppp-second-draw-borrower-application-form
Interim Final Rule – PPP as amended by the Economic Aid Act - https://www.sba.gov/document/policy-guidance-ifr-paycheck-protection-program-ppp-amended-economic-aid-act
Interim Final Rule – PPP Second Draw - https://www.sba.gov/document/policy-guidance-ifr-paycheck-protection-program-ppp-second-draw-loans
Paycheck Protection Program Reopens January 11
On January 8, 2021, the U.S. Small Business Administration, in consultation with the Department of Treasury, announced that the Paycheck Protection Program (PPP) will re-open the week of January 11, 2021 for new borrowers and some existing PPP borrowers. The initial wave of loans issued on Monday, January 11, and Wednesday, January 13, will only be available to community financial institutions, but the PPP will open up to all eligible lenders shortly after.
SBA has provided information for small business owners looking for a PPP loan, which can be found here. Additional information from SBA and the Department of the Treasury can be found at the below links.
- PPP Guidance from SBA Administrator Carranza on Accessing Capital for Minority, Underserved, Veteran, and Women-owned Business Concerns
- Interim Final Rule on Paycheck Protection Program as Amended by Economic Aid Act
1/7/21 Guide to PPP Loan Forgivenuess
Guide to PPP Loan Forgiveness
Under the Paycheck Protection Program (PPP) created by the CARES Act, loans may be forgiven if borrowers use the proceeds to maintain their payrolls and pay other specified expenses. Read more here
For more information on the original PPP Guide and Checklist, read more here
10-19-20 Illinois Restaurant Association: Restaurant Employee Relief Fund Launched
The Illinois Restaurant Association has launched a relief fund to help struggling restaurant workers that qualify with one-time $500 grants. To qualify for the Restaurant Employee Relief Fund, you must have either: been diagnosed with COVID-19, served as a caregiver for an immediate family member who had COVID-19, or quarantined with a doctor's note; or been out of work for three weeks or more without unemployment benefits. More information here.