• Hot Deal

    Offer Valid: 11/13/2019 - 12/31/2019
    Lock in these great CD rates before they drop in January!
    While others have lowered their CD rates, KCT’s rates are staying put. Speak to an MSR today about our CD promotion.

    • 2.25% APY* ($50,000 and over)

    • 2.15% APY* ($25,000-$49,999)

    • 2.00% APY* ($10,000-$24,999)

    Promotional rates based on 21-month term

    *APY (Annual Percentage Yield). CD (Certificate of Deposit). The APY you receive will be determined by the opening deposit. $10,000 minimum to open lowest tier at 2.00% interest rate (2.018% APY) for 21-months. $25,000 minimum to open second tier at 2.15% interest rate (2.171% APY) for 21-months. $50,000 minimum to open highest tier at 2.25% interest rate (2.273% APY) for 21-months. A penalty of 6 (six) months dividends will be assessed if certificate funds are withdrawn before the maturity date. Dividends are paid monthly. CD offer subject to change. Membership requirements apply. Upon maturity, CD will rollover to a 12-month CD at the then prevailing rate, unless otherwise specified at CD origination. Offer subject to change.


    This Hot Deal is promoted by Elgin Area Chamber of Commerce.

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